Car Accident: Is Someone Else To Blame For Your Car Accident?

Is Someone Else To Blame For Your Car Accident? 

In the majority of motor vehicle accident cases, the driver who causes a traffic collision is liable for the injuries and damages resulting from the accident. Sometimes, the driver of a vehicle is not the registered owner of the vehicle he or she is driving. If this is the case in your automobile accident, you may have a claim for damages against more than one person. 

Contact Luck Law, LLC today to schedule a free consultation so we can review what happened in your crash. Call the office at 334-262-5455, and we can help you determine which parties may be liable for your injuries suffered during a motor vehicle accident. 

Is The Driver Or The Vehicle Owner Responsible For My Injuries? 

The specific circumstances of the motor vehicle accident will determine if the registered owner or the driver is responsible for the motor vehicle accident. Typically, automobile insurance follows the vehicle, and the registered owner will be liable for any damages caused during a traffic collision. 

If the automobile owner permitted an incompetent driver or an unlicensed driver to operate the vehicle, then the owner could be deemed negligent, as well as the driver. Incompetent drivers may include drivers who are too young, unlicensed drivers, intoxicated drivers, and elderly drivers. 

Can I File An Insurance Claim When The Vehicle’s Driver Is Not The Owner? 

Insurance companies may contest liability and try to use exceptions to the general rules of liability. The car owner’s insurance company may try to dispute liability in full to avoid having to pay the claim. The process of filing an insurance claim for a motor vehicle accident should be the same whether the car owner was operating the motor vehicle or not, but this is not always the case. 

You should speak with an attorney before you begin providing any insurance provider with information or a recorded statement. Also, do not sign any documents sent to you by an insurance company before speaking with an attorney regarding your legal claims. This can result in you waiving your rights to a substantial amount of compensation that you deserve. Contact Luck Law, LLC to speak with a personal injury attorney today. 

Permissible Use And Insurance Coverage 

Insurance coverage attaches to the driver and the vehicle involved in the automobile accident as long as the owner gave permission to use the vehicle. If the individual driving the automobile did not have the owner’s permission to operate the vehicle, then the automobile insurance policy would not cover the negligent driver. For instance, an automobile owner may not be liable for motor vehicle accidents caused by someone who stole the vehicle involved in the accident. 

Contact a Montgomery Car Accident Lawyer Today to Schedule A Free Consultation

If you or a loved one suffered injuries during a motor vehicle accident, contact Luck Law, LLC today to schedule a free consultation. We can discuss the facts of your case and advise you of your rights. 

Call Luck Law, LLC today at 334-262-5455 to learn more about the legal services we offer. If you have questions about liability regarding a motor vehicle, we can help.